[This issue is a common misconception from people from other countries when they compare US Prices, e.g., published by Apple, with those charged for the same product in their respective countries. This is true not only for Apple products but also for all other goods and services sold or charged...
Just came back from trip to Europe (Poland most of the time) and used Apple Pay in every place I did any shopping and in every restaurant.
It worked like a charm and to my surprise no one even question or asked. Please remember Poland is not even a place which officially supports Apple Pay. None...