iPhone 12 Pro Max 3% back on Apple Card off net or gross?

[DotCom2]

When you buy a new iPhone and use your Apple Card you get 3% back right? But if you have a trade-in and they subtract that amount off you total, is it 3% back off the total gross amount or the total off the net (after the trade in)?

 

[Sheepish-Lord]

https://forums.macrumors.com/threads/apple-card-and-trade-in-question.2197570/

 

[now i see it]

3% off whatever gets charged on to the card.

 

[DotCom2]

3% off whatever gets charged on to the card.

Well then you are better off selling your phone instead of trading it in?

 

[now i see it]

Trade-in is typically offered as a convenience, not as a method for the customer to make the most money.