Where you being satirical?
Doubt this a sit & wait while this is done type of procedure.
@dosdude1 if your experience how long does it take to do an SSD update (once you are experienced at it)?
I'm in Australia.
Apple does take and repair their gear. An example are the faulty MacBook Pro keyboards. They'll replace motherboards and screens.
Apple's business model was always for very high parts costs. Their fear was people buying Apple parts - say a motherboard - and putting the motherboard into their own computer casing. So Apple always sold their parts for very high prices. But they'd trade in a motherboard for a high price. Which mean't a broken Apple computer could have its faulty part replaced for a reasonable price.
It would be possible for Apple to swap over a motherboard via their service capabilities. And because their SSD prices are three times what they should be, they darn well should offer that service. They should simply have a minor service charge, and the price of changing from 1 TB to 4 TB, should be the same as when paying for that extra capacity at the time of buying. That process would make up for Apple not having upgradable SSDs. It would also increase the used value of a Mac. The same model for RAM should also be available.
If a brand gains a reputation for not being customer focused, it can damage the whole brand and hence hurt the whole business.