I don’t have 5G with my ATT plan. Honestly not anything I’d notice. My 4G seems fast enough to do everything I want. Are there upgrades coming to the 13 mini’s the 4G antennas where it might be more power efficient?
If you go to AT&T's website, they have a 5G coverage map. Pretty much everywhere they'll show their Fake 5G service which is enhanced 4G and almost nowhere they'll show true millimeter wave 5G (the really fast stuff requiring line of sight to the tower).
If you get a new 5G iPhone and use it on AT&T's network, you won't notice any difference compared to LTE (4G) just about everywhere.
Bottom line: almost no one on AT&T will benefit from the hype of super fast speeds that 5G has been touted.