That for a battery replacement that going to expired at the end of this year! Screen replacement is going be 19X that amount for the Max!$29 OEM screen replacement is enough to justify the cost of AppleCare+.
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Not having apple care plus on an iphone is like driving a Ferrari uninsured. If you can afford a Ferrari you can afford the insurance (OR you can probably afford to pay the $300,000 to replace it anyway sooooo) typically money savvy people are both insured and have decent quality stuff.
If you can afford a brand new Ferrari, you probably have a CPA on your staff too. He will decide on your behalf.