Carrier Question about Transitioning from Apple Upgrade Program to Carrier Financing

[gadgetfreaky]

So I'm moving from the Apple Upgrade Program this year to carrier financing because of the subsidy. But this transition year is a little tricky. Normally I just trade in my old one and get a new device. But I simultaneously have to turn in my old one and buy a new trade in device ( the cheapest I can find).

* I plan to order the new 15 Pro through my carrier to obtain the subsidy.
* I also plan to either return my 14Pro max for either load retirement or for an amount that's greater than the current loan and just pay that off.
*I also have to buy a "trade in device" depending on what terms my carrier decides. I think I can trade that in to Apple even if it's not an Apple device.

Have I got this right? Any advice? Many thanks.

 

[CMoore515]

The easiest way to do this would be to pay off your iUP loan in its entirety. And then use the 14 PM as your trade-in device.

That's what I did before I began buying my phones outright.

 

[gadgetfreaky]

The easiest way to do this would be to pay off your iUP loan in its entirety. And then use the 14 PM as your trade-in device.

That's what I did before I began buying my phones outright.

That is 100% the easiest way. I just feel like that's leaving a ton of money on the table if you can trade in like an iPhone 7 or 8 for the same rebate.
In that case I'd buy the cheapest one I could find and then use that as the trade in.

For example my Max Pro 256 Gb is worth $800. The trade in value is only $1K so Im basically an idiot if I did that.

 

[flashflooder]

That is 100% the easiest way. I just feel like that's leaving a ton of money on the table if you can trade in like an iPhone 7 or 8 for the same rebate.
In that case I'd buy the cheapest one I could find and then use that as the trade in.

For example my Max Pro 256 Gb is worth $800. The trade in value is only $1K so Im basically an idiot if I did that.

lol, they're not going to give you $1k subsidy for trade-in of an iPhone 7 or 8.... that's wishful thinking.
An iphone 12 pro maybe, most likely minimum 13 pro for $1k off.