When I'm on Apple's website I can do the 700 dollar trade in if I do the device payments, or 640 if I just turn it in completely.For the $700 credit on a trade-in, it specifically says you need to add the phone to a *qualifying* unlimited plan. So it’s specific plans for the trade-in credit, not just device payments.
I called Verizon and they said I had two options, buy out the remaining payments on the phone or pay 137.00 to upgrade early.