i just paid my 12 month IUP payment for my XS Max, i'm on the fence about upgrading to 11 Pro Max. really want to hold off until the 5G iphone comes out next fall, but isn't the point of getting IUP is to get a new iphone every year? when 5G phone comes out i can do it again. are there anyone here in similar boat NOT upgrading to 11/11 Pro?