I'm sympathetic to the idea that a $1500 credit card hold when you're not sending in the band seems to be out of proportion, but here's the thing...
Bands are subject to wear-and-tear. They send out a new band and they'd get a used band in return. You think it'd be practical to refurbish watch bands? It might not be too hard to sanitize a stainless steel band, but how the hell do you sanitize leather and canvas? And as much as scratches add character to a nice piece of leather, you don't want them on something new out of the box. How much would they have to charge for "AppleCare+ for Hermes" if they had to send out a new $339-$539 Hermes band with each Hermes repair? Let's see... two accidental damage incidents and, for argument's sake, one "defects in workmanship and materials" repair per customer... that's three bands.
I'm sure it'd be all over the web if it happened. "Hey! Before your warranty expires, claim your Watch isn't working, do an express replacement, and get a brand-new watch band!"
Now, for regular mail-in repairs, where there's no need for a credit card hold... the last thing they want is to be responsible for everyone's watch bands. The repair centers are factory-like settings, where things are unpacked in Receiving then moved to another area for testing/evaluation. If the watch is replaced (rather than repaired and returned) the original band has to make its way to the shipping department in order to be packed up with the replacement unit that was pulled from warehouse shelves. If the watch is repaired, the band has to be handled/stored in such a way that it won't be accidentally switched with someone else's watch... The potential for getting a red elastomer sports band after sending in a brown leather band is endless. No, just no way. Again, these are factories, not the neighborhood jewelry store with one little old Swiss watchmaker in the back room.
Oh, and why do they require un-pairing before setting up a repair? Un-pairing does two things: 1) it makes a backup of the Watch to the iPhone, and 2) Turns off Find My iPhone. You definitely want a backup, and Apple definitely does not want to have to deal with removing Find My iPhone in order to test/evaluate units under repair. If they made it possible for repair shops to remove Find My iPhone, enterprising techs/repair shops would go into business unlocking stolen goods.
So yeah, $1500 sucks if you procrastinate and don't send your Watch to them in time. So don't procrastinate. Take the thing down to FedEx as soon as you have the new Watch setup. Get a receipt from FedEx that proves you handed the thing over to them in less than 10 days. And sure, bad, unexpected things can happen - floods, fires, you could be robbed on the way to FedEx, personal tragedies, etc. But since those are not routine, and there are still human beings at Apple who are able to deal with exceptions when they arise... as long as you can eventually return the Watch to Apple, things will work out in the end.
It seems like the "principle of the thing" is getting in the way of getting the thing done. Yeah, maybe Apple will charge you more than the item you sent them is worth, IF something goes seriously wrong. So do what you can to ensure nothing goes seriously wrong.
Listen, I understand unpairing the watch before sending it back in, and I know exactly what it does. What I have a problem with is that I have to un-pair it while on the phone with Apple Support before they will even start the return process. I am working and they won't even initiate the exchange process until they can see on their end that I've unpaired my watch. If I was sitting at home with nothing to do that would be fine. As it was I was in a hospital between cases and it wasn't something in my opinion that needed to be done right then and there just to START the return process. Its a completely moronic process and I should be allowed to do it on my own time before I return the watch to them.
And I'm sorry, but its pretty black and white to me. I pay for AppleCare plus. Apple has put a pending charge on my CC for the FULL price of a brand new Hermes Apple Watch. I should be getting a brand new Hermes Apple Watch sealed in its box. Its not my fault that the watch battery sucks and that the watch has problems. Watches are subject to wear and tear. They repurpose those and should be able to repurpose bands. And besides that, Apple has a huuuuge markup on the Hermès bands and wouldn’t be taking that much of a loss if they got back a band that was in poor condition.
You're telling me its ok for a trillion dollar company to charge me the full amount for a watch when that's not what they are sending me? If anything Apple should be willing to accept my entire watch and bands back no questions asked and if need be take a loss on the bands if they are in poor condition (which they aren't). Why in God's name should Apple be put in the position to win and the customer in the position to lose? It should be equal on both fronts. Apple has stacked the chips all in their favor and that is absolutely the wrong way to treat your customers. My watch is 31 days old and if they want to charge me the full price for a replacement, then they should be sending me the FULL replacement and not just part of it.
And please, don't talk to me about procrastination. I work and I travel, and its a huge inconvenience to me that I have to go through this process and that Apple only gives me 10 days to get this done. The watch is being delivered to my home tomorrow but guess what, I won't be there to collect it so it will sit on my desk until I get back home next Friday, which will give me one day to ship it back to them. And I can't have my wife do it because I want to check it and make sure its new and working properly before I just send it back no questions asked.
Think long and hard before you side with big companies instead of the consumer in situations like this. Apple should take each case individually and not just have a blanket policy for every single one of these cases as they aren't all the same. Siding with a large company like Apple over the consumer only gives Apple more power the next time they want to screw over a customer because they feel like they should be in the drivers seat no matter what the situation is or how it affects the said individual in their daily life.
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