I was really irritated that Bethesda took all these moves to monitize their game.
Fallout 76 is the natural progression of monetization of fallout 4 and its creation club. I don't mind the monetization, and some respects with FO76 they were upfront where new content will continue as long as they're still making money on the game, i.e., income to pay the developers.
If they are online like F76,
I don't expect StarField and the elder scrolls (next up in the lineup) to be like FO76, at least not online, they will have their "creation club" for items to purchase. Just playing the game, you can see many players who bought items in the atom shop, hell, I paid for the subscription. In all honesty, I don't mind paying for stuff in the atom shop, if it increases my enjoyment of the game. I'd say fallout first was a great buy, and while I had a modicum of buyer's remorse early on, it has more then paid itself as I play the game.
As for game playing, I made a tactical mistake that will have some near term implications. I failed to realize that each SPECIAL category will only go as high as 15. I've been going back and forth on the commando vs. rifleman build and I should have specialized on one or the other. I now have perception at 15 so I' can't get any new cards (other then card packs) until I move some points out of that category - that can happen at level 50.
I'm liking the idea of using automated weapons, I was able to clear out a base of blood eagles in power armor thanks to the 50 caliber machine gun. The gatling laser is even better as it uses fusion cores, I think I'll be transitioning over to use that more for that reason. I've been crafting ammo, but I have so many cores that it makes more sense to use the gatling laser.
As for the game play, I'm very happy with how Bethesda rolled out wastelanders, though FO76 is not perfect by any stretch, bugs, and game choices. Yet it seems it has struck a cord with a number of people and it has drawn me in for now.
I don't miss the settlements as much as I thought mostly, because I didn't really invest much time or effort. I think the storyline on FO4 is much better, and cohesive
The downsides of an online game, is if you make a mistake, you have to live with it, no undoing it. I'm wrapping up fastnacht even, it goes until the 9th (I think) but overall I'm pretty much done with it. Thanks to double XP, that's kept me doing the event and helped boost my levels
I've also started learning some tricks of the trade, like where to go to easily farm scrap steel and led to craft ammo. In about an hour, I had over 200 lead and steel thanks to the tip. I probably could have gotten more but that was enough for me. My point is as you learn what's important and what's not or easier ways of doing it, the grind gets easier.