Some apps stop working, too (e.g. finance).You mean newer apps won't run, right?
Because I've got an iPhone 4 on iOS 7.1.2 and it still runs apps. They didn't just suddenly stop working because iOS 7 is old and unsigned. Same with my 6s+ on 9.0.2.
Kept my iPhone 4 on iOS 5 for Stanza after I updated to the iPhone 5. The app behaves quite wonky on iOS 6.