I'm surprised that people still haven't realized that hardware is not as important as software. NFC is a dud until someone figures out how to make it useful. If Apple figures it out, than they win.
Just like retina, retina is NOT resolution, it's software DPI scaling support and resolution. you have one without the other? it's practically not the same thing!
Great, except take away all the hardware and how good is your software?
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Had a thought...
"iPay: 1% cash back for all your purchases, in iTunes credits!"
1% "cash back" money to spend on iTunes would probably motivate the younger generation to flip out their phones to pay rather than their debit cards.
Please send that as an ‘enhancement' on the Apple feedback pages. I would find a waay of paying for everything using my phone if that happened.
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1 step closer to not needing keys or a wallet! iPhone can unlock my door to my car and house. It's a beautiful world, and pocket real estate is at a premium!
Thats a looonnnggg way off. There are so many things that are kept in purses and wallets that you wont get on your mobile. For quite some time.