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Fenez

macrumors regular
Aug 13, 2014
230
106
All you're saying is that Apple has great timing. Large phones might be inevitable but they are not selling that well right now compared to smaller phones. Apple will accelerate that process greatly but if you prefer to look at it like they waited for just the right moment to get into that size market, then have fun. We all know the large phone category will blow up like never before after September 9th. Same thing with NFC and payments. We don't call it caving in. We call it good timing followed by good execution.



Come on now...every major selling phone is larger than the iPhone.... Timing has nothing to do with any of this..
You can try to spin that anyway you like...Apple has said on more than one occasion that NFC and larger phones were something that they weren't interested in..the reason you with see both of those things in September is not because they some how timed it right, its because NFC will be the defacto standard a year from now with or without apple and the larger phones simply because they have caved to public opinion and would like those dollars..
 

jlake02

macrumors 68020
Nov 2, 2008
2,259
1
L.A.
I need to "+1" this one. It sounds like this is going to be a non-standard version of PayWave, and I'm struggling to see the benefit.

There are lots of cool uses for NFC beyond just payments.

https://forums.macrumors.com/threads/1769487/




:apple:

----------

NFC will be the defacto standard a year from now with or without apple


ROFL... I seriously hope you're joking. NFC has been on non-Apple products in America for years.. and got ZERO traction. No Apple, no NFC adoption in America. Period.




:apple:
 

rdlink

macrumors 68040
Nov 10, 2007
3,226
2,435
Out of the Reach of the FBI
would be about time, talk about being behind the curve. not sure when they will discover the microSD card at this pace.

Yeah, because everyone uses NFC now... :roll eyes:

I know that I see people swiping their phones over a terminal every day in the grocery store, and wives all over America are bumping porn onto their husbands' phones before the cab pulls away for the airport...

Fact is, Apple is about to transform NFC from a geeky, fringe curiosity to a mainstream form of payment processing. On behalf of Tim Cook: You're welcome Android users.
 

psycosis

macrumors newbie
Aug 18, 2014
17
0
In Canada, tap-to-pay has become standard.

Huge drawback to credit card companies because if someone's credit card gets duplicated, the CC company has to cover the $ that was charged.

Adding fingerprint scan from your iPhone and tapping to pay is secure, fast and convenient. Less cards to carry around.

It's a huge benefit to both the credit card companies and the consumer.

----------



It will be locally stored and you can select which card to use.

Why is contact less standard in Canada now? Stores had to get new hardware for EMV and that new hardware came with NFC compatibility.

When is EMV coming to the US? Oct 2015. The issue of 'no store supports NFC' will be out the window if Apple supports the existing contact less standards. If they try something new iTunes and require stores to add any additional hardware or software, they will run into issues.
 

psycosis

macrumors newbie
Aug 18, 2014
17
0
ROFL... I seriously hope you're joking. NFC has been on non-Apple products in America for years.. and got ZERO traction. No Apple, no NFC adoption in America. Period.




:apple:

You act as the only thing needed for mobile payments is phone support. The store also needs to be able to accept payments. This is one (but not only) of the issues Google ran into with NFC. This issue will be gone when stores are forced to support EMV next year and NFC support comes along for free.
 

Fenez

macrumors regular
Aug 13, 2014
230
106
You act as the only thing needed for mobile payments is phone support. The store also needs to be able to accept payments. This is one (but not only) of the issues Google ran into with NFC. This issue will be gone when stores are forced to support EMV next year and NFC support comes along for free.
Exactly..its coming in a huge way by Oct.2015 . If merchants dont adopt it the fraud will be on them..Once again no one does their homework and just speaks.
It was either include it in the new Iphone or get passed by.
 

jlake02

macrumors 68020
Nov 2, 2008
2,259
1
L.A.
You act as the only thing needed for mobile payments is phone support. The store also needs to be able to accept payments. This is one (but not only) of the issues Google ran into with NFC. This issue will be gone when stores are forced to support EMV next year and NFC support comes along for free.

I'm definitely not an e-payments expert but I don't believe the EMV requires a store to implement NFC phone pay. If there aren't A LOT (like 800 million iTunes credit cards) of users interested... most won't.


:apple:
 

Fenez

macrumors regular
Aug 13, 2014
230
106
Yeah, because everyone uses NFC now... :roll eyes:

I know that I see people swiping their phones over a terminal every day in the grocery store, and wives all over America are bumping porn onto their husbands' phones before the cab pulls away for the airport...

Fact is, Apple is about to transform NFC from a geeky, fringe curiosity to a mainstream form of payment processing. On behalf of Tim Cook: You're welcome Android users.
Do your home work dude...Its being forced on the merchants which is why apple had no choice but to include it. Android users aside.
 

spotlight07

macrumors regular
Mar 28, 2007
170
104
If the NFC rumors are true I'm thinking of getting a wallet case like BookBook.. put a couple remaining cards/ID in there, and bam... only 1 thing to carry with me.



:apple:

Good idea. I would be really surprised if Apple didn't make a case this time that can hold ID/cards. Part of the "greatest product lineup..."
 

psycosis

macrumors newbie
Aug 18, 2014
17
0
I'm definitely not an e-payments expert but I don't believe the EMV requires a store to implement NFC phone pay. If there aren't A LOT (like 800 million iTunes credit cards) of users interested... most won't.


:apple:

It is true the EMV standard has nothing to do with contact less but all current generation EMV terminals have NFC support built in. With the investment stores will be forced to make in EMV, NFC comes free.

Second, one of the downsides of EMV is the length of time entering the pin takes. This could cause lines, contact less speeds things up. This is why they will take the contact less support that comes free anyway.

Any solution using iTunes will require new software for the stores. There is no guarantee they will make this investment.
 

Zimmy68

macrumors 68000
Jul 23, 2008
1,996
1,640
Ok everyone.
Stay seated for some blow your mind, super secret news...

The same Apple blogger said today...

wait for it...

The iPhone 6 will have a BIGGER screen!!!

Now I am going to sit back and wait for that to hit the front page of Macrumors!
 

tbrand7

macrumors 6502
Feb 8, 2013
265
0
New York
Ya know, I love all of my apple products... But lately, I feel that apple has been adding features in its software and products that Android has had for a while. If the rumors are true, NFC is a perfect example. They need to debut some new innovate features that haven't been seen or been on any platforms before. I also find the nfc thing kinda ironic because at WWDC 2013, Craig Federighi mocked the people who bump there phones using NFC when he was introducing Airdrop for iOS 7.
 

Plutonius

macrumors G3
Feb 22, 2003
9,052
8,421
New Hampshire, USA
Exactly..its coming in a huge way by Oct.2015 . If merchants dont adopt it the fraud will be on them..Once again no one does their homework and just speaks.
It was either include it in the new Iphone or get passed by.

The only reason it's in the iPhone 6 is for the iWatch. NFC can be used for a lot other than purchases.
 

psycosis

macrumors newbie
Aug 18, 2014
17
0
Ya know, I love ask of my apple products but lately, I feel that apple has been adding features in its software and products that Android has had for a while. If the rumors are true, NFC is a perfect example. They need to debut some new innovate features that haven't been seen or been on any platforms before. I also find the nfc thing kinda ironic because at WWDC 2013, Craig Federighi mocked the people who bump there phones using NFC when he was introducing Airdrop for iOS 7.

If you look at Android lately, they add new stuff that has been on iOS for awhile too. The truth is this is a mature market at this point and everyone is gonna take the best from everyone.

Also... Adding NFC does not mean bumping phones.
 

appledes7

macrumors 6502a
Jul 12, 2011
756
0
When I got my Nexus 4 I loved the idea of NFC. In terms of sending websites and pictures, it was a great idea. But nobody knew what it was. Friends of mine with other Android phones that had NFC had to find it in the settings and then turn it on. By that time, it would have been so much quicker to just text it to them.

In terms of payments, its a great idea. Problem is, nobody supports it. CVS is really the only store that I go to more than once every 3 months that actually supports it. So in actuality, NFC never helped me. Didn't help me with my Nexus 4 and doesn't help me with my Nexus 5.

Sure, every Android phone has it. But that didn't make more retail stores support it. If Apple supporting NFC means more stores support it, then in my book that constitutes as Apple making it a success. Call it whatever you want, but up to this point every Android manufacturer having NFC hasn't really made a difference.
 

Pilgrim1099

Suspended
Apr 30, 2008
1,109
602
From the Midwest to the Northeast
Yeah, because everyone uses NFC now... :roll eyes:



I know that I see people swiping their phones over a terminal every day in the grocery store, and wives all over America are bumping porn onto their husbands' phones before the cab pulls away for the airport...



Fact is, Apple is about to transform NFC from a geeky, fringe curiosity to a mainstream form of payment processing. On behalf of Tim Cook: You're welcome Android users.


Are you sure about that? Because Asia and Europe are WAY AHEAD of the USA ( and that includes Apple ) in the NFC tech for years. Apple was afraid to add in NFC not because of the market but due to industry standards and government being slow to adopt it, and that it wasn't " mature " enough. So if they add in NFC, then passbook must be phased out or updated.

But android manufacturers weren't afraid to add it in early on. After all, if the user took the android phone overseas, who knows they could have been able to use NFC fully? NFC is out there but Apple is not going to be the one to mainstream it.

It takes an entire movement to make that happen, not on Cook's terms.
 

mdlooker

macrumors 65816
Mar 7, 2011
1,227
203
US
To me, NFC seems to be like electric cars and 3D TVs; great ideas but zero support and/or market to get them off the ground.
 

proline

macrumors 6502a
Nov 18, 2012
630
1
The reason why Apple is putting NFC in the iPhone 6 and most likely all their other devices, is as an interface for the iWatch.
LOL, so wrong. NFC data rates are near zero, and it is not on older devices. It is not an interface.

NFC has many more uses besides purchases.
In theory yes, in reality it is very limited and has found few other uses. Maybe tracking packages...
 

zipa

macrumors 65816
Feb 19, 2010
1,442
1
Theoretically, the proliferation of NFC payment options can only help Google Wallet, but maybe there will be contractual terms that bind the most popular credit card companies to Apple's solutions?


There is no "Apple Solution", only the credit card companies solution.
 
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