Banks and social security are topics for a different debate.
They are all the same point — whining about X (which helps the needy) costs some amount when Y (which helps the already well off) and is effectively the same thing (and even cost the taxpayer even more) is considered fine.
You know sort of whining about Apple's 30% which was gotten from Nintendo back when stores were doing this: "Revenue is usually split
60 percent to the store and 40 percent to you, although everything is negotiable. If your product is a "hot" item or helps drive extra traffic to that retailer, you can start at
60/40 then maybe move to a
50/50 or even
40/60 split." (2011)
Once Apple 30% in the digital space caught on and was making bank everybody realized they better change and being typical Corporate America (ie about imaginative as a cinderblock) they just rubber stamped the 30% Apple had — which Apple got from Nintendo.
No collusion needed — just Corporate America in general being about as forward looking as a person walking backwards.