First , most adults know how to pack a lunch...Unless someone worked at a place that provided lunches every day, it is absolutely cheaper when at home.
You sound envious or jealous of people who make a lot of money and work from wherever they want. There are some jobs that are hard to do remotely, but software is not one of them.
Second, as a remote worker myself, I’m well aware of what it means. But I’m not part of multi-trillion dollar company that sells billions of products. It’s key they get things right. And the last couple years is painfully obvious there are still obstacles from whatever remote work is being done especially on the software side.