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NFC Chip From NXP Confirmed for iPhone 6
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Except Bluetooth almost never freaking works. I don't know how something so simple can have such a high rate of failure. Just trying to pair a Bluetooth headset with something is so much trouble that I opt for a cable instead.
You know what, just give me a door lock that accepts a Lightning or 30-pin slot. NFC would also probably be more reliable.
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What if your phone dies? Are you going back to your car to charge the phone for 10 minutes so you can open your house?
Have you seen this logo on your Visa card?
Or this one on your Mastercard?
Check gas stations, check out payment kiosks at your local grocers. Often you can tap to pay, and that's NFC. What few people have done is advertise the hell out of wave-to-pay. But it's actually quite common.
I guess what people want is for Apple to herald it's coming and then everyone can give credit to Apple for bringing it to the mainstream. But no, it was all there, embedded. People just weren't aware.
If it's NFC, then the comms are compatible.
The big question to me, is if Apple will implement the NFC Data Exchange Format (NDEF), which is used to send simple messages for actions like setting up Bluetooth or WiFi connections, transferring contacts, data, photos, etc.
This would allow iPhone and Android and Blackberry owners to interact, along with being able to use other NFC equipped devices like speakers, etc.
It would also benefit Apple owners, as USB and Bluetooth did, by having more peripherals available because of the bigger overall marketplace for such items.
I've got MasterCard and can't recall seeing that, but I'll keep an eye out from now on.
Oh please. I work in retail and sales with this tech all day long. I am around systems all day that have this tech already implemented just waiting for ANYONE to use it. I can count on one hand, without even using all my fingers on that hand, how many people actually utilize it. It's literally never used. I can go some days a full work day without seeing one person use it. Plus to make it worse the people I do see using it aren't even new people! They are 99% of the time just the same exact people who do it. Just about literally no one new has adapted the technology with it being fully there and even the ones who could utilize the tech (they have a card that can do it) don't even know they can! For something you tell me that is so supposed to be so popular yet hardly anyone can even tell me what it is or say that they have even heard of it much less!
Matter of fact I can think of maybe one person who actually used something like this fully. They used their phone to store their membership cards then did an NFC payment.
Though I'll willing to bet that as soon as the 6 is announced and released (and it can use payment solutions that have been talked about here) that I start to use a big increase in the number of times it is used over the next couple of months.
The ecosystem is there, it's just a matter of people not knowing that they can do this, which they don't. But that doesn't mean NFC isn't successful, it's just not popular yet.
If NFC wasn't being adopted (i.e., people weren't including it in phones, pay terminals, credit cards, bluetooth speakers, etc.) and Apple was coming into the market then I'd say, sure, Apple is going to save NFC. But that just isn't the case.
Previous years don't matter in the US. This coming year is when the US switches over.
Mind you, phone payments aren't going to replace credit cards, any more than credit cards replaced cash.
It's just another option.
But it'll be a LOT easier than pulling out your wallet, and I think the younger generation that grew up on smartphones will embrace it.
That's the whole point. People might not want to admit it but the fact is Apple has the type of affect that if they utilize some tech properly that they can actually make that tech more popular and well known.
I don't know what you count has "many", but NFC adoption is hardly wide spread. Not a single store were I live supports it, and I'm in the 40th biggest city in the country.
HobeSoundDarryl
macrumors G5
It's very simple. The system as is often involves handing one of those credit cards to a complete stranger who takes it away and out of your sight to run it through a machine. While there, they have the numbers, the 3-digit security code, expiration date, exact spelling of your name all at the same time. When they bring you your receipt, you give them your signature. The bulk of security in your credit card has now been completely broken and you gave it all away without even thinking about it. If you eat out very often, you probably do this at the majority of places. Those strangers you give all that information to are probably making less than minimum wage + tips. But it also happens in retail, movie theaters, car dealerships, hotels, etc.
NFC is a solution where you initiate and approve the charge directly. There's nothing to hand to a stranger. There's no visible numbers, no 3-digit code, no expiration date, etc. If you have to sign (unlikely), you'll sign on your device so the seller (stranger) doesn't even get to see that. All the seller sees is that the transaction is complete and they can let you leave their establishment with whatever you purchased.
While NFC is not 100% secure either, it is MUCH more secure than the credit card model "as is". Sure, there are places that try to replicate NFC by bringing the device to you so that the card stays in your possession. But just notice how often you hand your card to total strangers over the next week or two.
Arguments against any standard because you don't witness anybody using it in the present might as well be argued against the newer incarnation of LTE, or wifi AC, or 4K or new iPhones and so on. Things change. Newer replaces older. Sometimes the new is not as good as the old but most of the time it should be better.
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The same guy post a youtube video of the iphone 6 with the itune logo on display this is the link. http://youtu.be/QRzhd_fOY-s
OK I am willing to wait and see if Apple has any unique uses for it, if they have more "proper" uses for it. My guess is that it's the same way we've all been using NFC. (as a way of speeding up bluetooth pairing, payments, to name a few)
Apple will make it more popular among people who just aren't aware of technology around them.
I'll admit then that my view is skewed living in Chicago. According to Wiki, 40th is Atlanta, GA so I did a quick search of just Mastercard PayPass locations and there are Subway, CVS, Footlocker, McDonald's locations that take PayPass. That doesn't include any locations where Visa's system is accepted or Walgreens or 7-11 convenience stores if you have those down there (which also accepts Google Wallet).
Oh absolutely. The inclusion of NFC in Apple's devices will help phone payments to become more well known to the common person, sooner than otherwise. No one disputes that. Apple gets publicity, and that's good in this case.
The point people are making is that mass rollout of phone payment support is coming to the US in the next year or so, no matter what. It's not happening because of Apple. Apple simply has little choice. They need to include support, or risk looking out of touch. This is because they only put out new models once a year.
Why this coming year and not last year or the year before? NFC has been in Samsung phones since the S3 (released in 2012) and Visa and Samsung have teamed up in 2013 to accelerate the boosting of NFC.
Look on the back of all of your cards. If one has an icon that looks like the first image (like the WiFi signal indicator on your iPhone, turned sideways), it supports NFC.
My bank's VISA credit card has the icon, but not my debit card. Some, but not all American Express cards have it (they call it Express Pay).
That's exactly the reality here that most people don't understand. Apple is not God and does not have complete control or dictation over a market.
How prevalent were fingerprint scanners on smartphones before the release of the iPhone 5S? And how prevalent are they now?
HobeSoundDarryl
macrumors G5
If I was to guess, I fear that Apple has adopted some modest twist that will be uniquely theirs to try to "evolve" the standard toward something that involves paying Apple a licensing fee. I don't know this- it's just a guess- but I would bet the wait was for something like this more than other excuses like chip power efficiency or prevalence of places that would use it, etc.