Hard to argue with what they are saying... but I love my Apple ecosystem... so hands-off. People have alternatives to Apple.
Exactly.
I didn't like the lockdown on the iPhone ecosystem - so I didn't buy an iPhone.
If Apple extends the lockdown too far into MacOS I'll stop using Macs.
I'm a grown up and can make my choice.
I'm almost on the point of re-considering - since starting to use a phone for e-banking and payments is becoming harder to avoid and I trust Apple
slightly further than I trust Google/Samsung/Huawai etc. and I certainly don't want to install questionable third-party software on a phone I use for banking and ID.
I remember the "dark days" of the 1990s when it was a massive uphill struggle to use anything other than Wintel PCs and Internet Explorer. The current phone situation is nothing like that - there's a decent choice between iPhone, "Google experience" Android, "generic" Android and even a few Linux/Ubuntu phones, and most of the major Apps & services support at least iOS and Android.
...and, as for third-party payments, if Apple allow third-party payments in the App store then they won't get a nickel for any "freemium" apps they distribute which pretty much breaks the financial model.
Imagine you could walk into a store, pick up an Acme Widgetmaster,
then phone Acme directly with your credit card number - how would the store finance itself without getting a slice of purchases?
ANS: by monitoring your every move and selling your personal data to marketers. Remind you of anybody else with a large share of the smartphone market?
Of course, back in the good old days you could hack around with your PC and if you broke it you got to keep both parts, and if you installed malware you mostly just lost your own data (as being connected 24/7 to the internet was the exception rather than the rule). Today, smartphones have become security critical devices used for banking, ID verification etc. and installing malware has consequences. They probably need locking down even harder, not liberalising. If you want to hack around, choose the tool for the job - a linux PC or "maker-board", not a consumer appliance - and don't do your e-Banking on it.