I’m hesitant to use wireless charging because of faster battery degradation
Batteries age regardless of use and battery life will go down within a couple years anyways. Just give Apple the hundred bucks when the phone doesn't last long enough and charge wirelessly if that's convenient for you. It is for me and I don't spend a grand on a flagship device so I can worry about the battery. Tech is supposed to make our lives simpler and I expect it to just work with all advertised features.
If you have a SE which doesn't have great battery life to begin with and you don't want to spend the money on a new battery then fair enough, but especially with the SE wireless charging is extra convenient since you can go through 2-3 battery charges every single day and just placing it down on the pad is so much simpler than connecting the cable each time.
Finally, there is simply no proof that not charging wirelessly will really preserve your iPhone's battery health. You might have gotten an exceptionally good quality battery from the factory, or an average one, or one that just barely passed QC. There is a whole thread here about iPhone 14 Pro users finding out their batteries are degrading much quicker than expected for no good reason. Battery health comes down to luck (varying manufacturing quality).