This would be a great way to do things if I was an hourly worker. But I am Salary. However, I just don’t see the point in upgrading every year anymore. I used to do it, but then I started realizing that paying $1000+ each year for just one or two new features wasn’t worth it.My son is 19 and does it with a trick I told him.
He added an extra 30 minutes per day at work.
He makes $8 a hour so another 3 hours per week, he gets $24 per week.
So around $96 a month, times a year and he's at $1,200.
Buys it outright then resells the phone to put back in to his account.
I told him not to think that resell was a guaranteed 50% return so plan on paying 100% cost, and IF you can resell, then that is just money back to either work less the next year or just have extra cash in the bank. Your choice.
I always ask the question, “Is this feature going to change the way I currently use my iPhone on a day to day basis?” And if the answer is yes, then I upgrade. Currently rocking the iPhone 11 Pro, and will probably upgrade this year because of the battery life and Satellite connection. I’m a pilot, so having that feature would be very useful if it works the way I want it to work (Calling an ATC tower or Approach center or checking weather forecasts, etc.)